Don't feel stranded, get cash when you need it most APPLY NOW

Come rain or shine, use our quick and simple application APPLY NOW

Lift the burden of final demands, apply for a $100-$2000 loan APPLY NOW

Household emergency,use your loan to replace and repair APPLY NOW

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Use the slider below to indicate how much money you wish to borrow

Borrow: $400

Enter your details (all fields to be completed accurately)

Your interest rate and repayment schedule will vary based on the lender you're connected with. Once approved, you'll be transferred to the lender's website to review and approve the repayment terms for your loan

Pay Back In Instalments
3 to 18 month repayment terms available

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We are the webs most trusted loan source. You can be sure that your information remains safe, secure and confidential with us

Apply Today, Get Your Cash Today!
If approved, you could get cash in your account in as little as 15 minutes subject to final checks, deposits and clearing times.

All Credit Welcome!
Poor credit, bad credit and any less than perfect credit backgrounds can apply here.

All Lender Network!
A huge lender panel which means you get nationwide coverage, providing highest possible acceptance.

Your Short Term Loan Needs At Your Finger Tips 24 hours a day.

Its difficult to predict your cash needs for an entire year and occasionally the unpredicted can happen without warning. Its difficult to prepare for the financial burden of such events and that’s where a short term loan can be of help. You don’t have to wait until your next paycheck to take care of an urgent financial need. Were here to help you.

WeLend2U connects you to a diverse group of lenders who understand that there are many people who have been affected by the economy when it isn’t their fault. They could help you find the short term cash loan you’re looking for – all while being fast, private, and secure.

Apply in 3 easy steps

Apply online
Receive funds
We search over 100+ USA Lenders to find you the best short term loan. Cash deposited direct in your account with a secure application process! APPLY FOR A LOAN TODAY

All application form details are securely encrypted

The application once submitted should take approximately 2mins to find you your loan

You are NOT obligated to finalise the loan we find for you, its your choice entirely

We rank our lenders according to many features and benefits including their APR

It’s a quick loan process?

You complete the short application form and click apply or submit and if you are accepted by one of the panel we will transfer you to the website of that lender. The lender may ask you some additional questions on their website to ensure they have all the information they need and submit some electronic forms to you for your signature. If anything doesn’t suit you at this point you can just walk away. However, if all looks gomarginod and you wish to proceed then you simply sign via e-signature and your lender will arrange to deposit your funds quickly.

How Do Your Loans Compare To Regular Unsecured Loans?

Regular loans, such as those offered by banks and other mainstream financial institutions are difficult to obtain when you have less than a perfect credit history. Moreover, if you have a bad credit history then in most cases you can forget it. You will also in most cases have to fill out very long winded forms and wait for their verdict over the course of a week or more; frustrating when the answer is “No” after waiting long periods and putting all the effort in.

We don’t want you to waste your time and that’s why we built a system that will find you an answer from a short form in a couple of minutes after searching over 100 lenders in the entire marketplace. We welcome people of all credit background, good credit, bad credit, poor credit, all credit types.

What is the APR for the loan that I may get if I find a lender?

First off, it's important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. Since APR is a commonly used way of expressing the fees of other types of loans, such as mortgage loans, auto loans, and types of personal loans, we feel it’s somewhat useful for you to know what the representative APR ranges could be for a personal loan. Since Welend2u is not a lender, we aren’t able to accurately represent the exact APR that your lender may offer. Representative APRs can differ. See the Representative APR Chart below.

Loan Terms Loan Amount Loan Payment APR Total Cost
6 months $1,000.00 $184.09 34% $1,104.53
24 months $1,000.00 $44.43 6% $1,063.69

What Happens If I don’t Pay Back My Loan?

Each individual lender has its own terms and conditions and policies in dealing with late or non-payment. The consequences of non-payment can be read in each lenders own terms and conditions before you proceed with any loan. Please ensure you read all terms regarding repayment and non-payment carefully and responsibly before accepting a lender’s terms.

OLA Member

Look for the OLA Seal when you go online to search for a loan

When you see the OLA seal, you can trust you're working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard to protect consumers from fraud. When you borrow from a lender with the OLA Seal, you can borrow with confidence

Everyone needs help sometimes, and the companies of the Online Lenders Alliance are here to make sure that when you go online for help there are options for you and your family. To learn more visit