FAQ

WeLend2u is NOT a lender – we take your personal loan request and work with our nationwide network of trusted lenders to present you with a lender willing to lend to you. There is no cost for using our service.

WHAT IS WeLend2u?

WeLend2u is a loan matching service which attempts to match your application details with a lender willing to lend to you. This service is FREE to the customer applying. WeLend2u may receive a commission from the lender for introducing the customer to the lender.

WHAT IS A PERSONAL LOAN?

A personal loan is a fixed term loan that can be used for a variety of purposes such as home improvements or vehicle repairs. The terms vary from 1-5 years.

HOW MUCH CAN I BORROW?

This amount depends on the lender who issues the loan but typically amounts range from $250 to $5000.

WHAT CAN I USE THE LOAN FOR?

There are no limitations for what you can do with your personal loan! You can use the funds for anything from debt consolidation to vacations.

WHAT ARE THE FEES FOR YOUR SERVICE?

There are no fees to apply at WeLend2u. Simply complete some information about yourself using the online application and get an answer while you wait!

The only cost you are responsible for comes after you review and agree to a lender’s terms, by signing a loan contract. Fees associated with the loan will vary depending on your state, the lender, and the amount of your personal loan.

WHAT IS THE APR?

The FEES and APR INTEREST RATES you will be charged are provided to you in a written document by the lender after you submit a loan application but before you are requested to digitally sign a loan agreement.

HOW WILL I KNOW IF I’M APPROVED?

Within a few minutes, you will receive a notification from a WeLend2u approved lender letting you know if you’re approved! If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or declined.

HOW WILL I RECEIVE THE FUNDS?

After a lender approves your personal loan, the funds will be transferred into your bank account.

HOW AND WHEN DO I REPAY MY LOAN?

That depends upon the lender you choose. Generally, you and the approved lender will have an agreed amount deducted directly from your account on a date and time specified in your loan agreement.

WHAT IF I’M LATE ON A PAYMENT?

Lenders in the WeLend2u network follow different policies regarding late payments. Most lenders apply a late fee for missing the loan payment deadline or asking to skip a payment. You should review and understand the late payment policy specified in the lender’s loan documents before accepting the loan terms and signing the loan agreement.

HOW DO YOU PROTECT MY INFORMATION?

Your privacy and security are of the utmost importance to WeLend2u.com! Our site offers encryption technology that allows you to use WeLend2u.com with confidence. See our privacy policy for further details about our security.