Am I Eligible

You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

Live in a state where payday loans, installment loans and cash-advances are legal

Earn a minimum equivalent to a monthly salary of $1000

Be a U.S. citizen

Have a valid checking account

Be at least 18 years old

Availability in your state:

WeLendToYou strives to keep you updated with all state laws governing short-term loans. As you may know, these regulations vary from state to state. Rates and fees will vary depending upon lender.

If your lender is wholly owned and operated by a federally recognized American Indian Tribe sovereign government, applicable Tribal and federal law shall govern any agreement entered into as a result of your loan application.

Our loan products are NOT available in the following states:




New York



North Carolina




*We will strive to stay on top of the latest changes in the industry. However, WeLendToYou makes no guarantee as to the accuracy of the information. We advise all customers to contact their state regulator with any questions.